Reduce my tax

Wealth management and tax exemption: the keys to successful tax optimisation

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Taxation is the compulsory levy imposed by the State on the income, goods and transactions of individuals and businesses. These taxes are used to finance public spending and public services. It can take different forms, such as income tax, VAT, inheritance tax, etc.

Tax relief is a term used to describe all the measures and strategies used to reduce the amount of tax payable. It therefore involves seeking solutions to limit the tax burden on a household. 

Tax exemption is a major issue for many taxpayers who want to build up their assets using government schemes. 

The role of VIA's advisers is to propose strategies tailored to clients' needs, taking into account their tax and asset situation. They have the in-depth expertise and solid experience needed to provide effective advice on tax relief.

In 2022, 44.7% of the 40 million French households were taxable. They paid an average of €4,520 in income tax, at an average rate of 14.6%. In total, the government collected no less than €76 billion in income tax. The wealthiest 10% tax households paid more than half of this tax. 

Tax reductions and credits totalled 53 billion euros that same year. Only 29.5% of the French population took advantage of these schemes, the vast majority for the employment of a home-help worker.

Our solutions for tax exemption

It is often possible to reduce your tax bill by taking legal and financial action. Our VIA experts will work with you to analyse your wealth situation and recommend appropriate solutions.

Our systems financial

Industrial Girardin

A little-known scheme offering "one-shot" tax relief through investment in overseas businesses

Retirement Savings Plan (PER)

Total exemption from capital gains tax on the 5th anniversary of the policy

Life insurance

Partial exemption from capital gains tax on the 8th anniversary of the policy

FIP / FCPI

Participation in the financing of French SMEs offering a tax reduction proportional to the amount of the investment

Our systems properties

Pinel

The Pinel scheme allows you to reduce your income tax over 12 years on the purchase of a new property.

AFTERAVANT

Malraux

The Malraux scheme allows you to benefit from substantial reductions in income tax on the purchase and renovation of an eligible old property.

Historic monument

The Monument Historique scheme allows you to reduce your tax liability on the total amount of work and expenses incurred in acquiring and renovating a property classified as a Monument Historique.

Land loss

The property deficit scheme allows you to deduct all costs incurred in renovating a property from your income.

Furnished serviced residence

An investment that gives you peace of mind in terms of management and tax-free rental income