Adding value to capital involves increasing its initial value through financial and property investments, which can be optimised through legal and tax measures.
However, it can be difficult to find your way through the many options available to maximise the value of your capital, whether in terms of strategy, tax wrapper or investment fund selection. What's more, these choices need to be in line with your investor profile and your time horizon if you are to achieve your financial goals.
Leisure savings are intended to finance leisure expenditure, precautionary savings are intended to cover unforeseen situations, while the aim of investment is to grow capital over the long term.
According to INSEE data, financial investments account for around 21 % of total household wealth in France. Half of French households own more than €177,200 in gross assets.
Life insurance is the most popular financial investment in France, accounting for around 40 % of all financial investments, or around €1,800 billion. According to the Banque de France, the French also hold more than €400 billion in regulated savings accounts (Livret A, LDD and LEP).
Ourfinancial savings
Life insurance
The Swiss Army Knife of savings: a wide range of products available, unique inheritance and interest tax treatment
SCPI
With an SCPI, you can invest in property for as little as a few thousand euros, without any management.
Private equity - FIP-FCPI
To invest in unlisted companies with a high return objective within a favourable tax framework
Securities account
A securities account allows you to invest directly in the financial markets and trade in real time.
PEA
For an aggressive, tax-optimised investment in the stock markets
Capitalisation contract
The ideal complement to life insurance for savers subject to wealth tax or wishing to pass on their wealth during their lifetime
Retirement Savings Plan (PER)
The solution for building up a supplementary pension partly financed by your taxes
Crowfunding
Our cash investment solutions for short to medium terms