Fill in your marginal tax bracket, then choose three of the four fields and click on calculate.
Using this retirement savings simulator, you can calculate :
- the capital reached on the day you retire, depending on your target return and your annual savings capacity. This capital allows you to benefit from a life annuity (paid for life), the amount of which you can assess by means of this simulator.
- the amount of your regular payments required to reach the capital you need at retirement and according to the return you plan to achieve.
- in all cases, the real cost of your savings by subtracting the tax reduction offered in return from your payments.
This simulator will be invaluable in helping you project how your financial savings will develop until you retire.
Retirement savings contracts allow you to gradually build up capital during your working life, which will be returned to you mainly in the form of a life annuity. The first payment will be made at your request when you retire.
This supplementary pension is partly funded by the public authorities: each payment you make entitles you to a tax deduction of the same amount.
For more information on pension contracts available to all French taxpayers: Perp.
For more information on pension contracts for the self-employed (liberal professions, the self-employed, company directors, etc.): Madelin pension.